761 for January 2007
Up 4 points!
yeah!

From my previous debt total of $20423.85, I have 'discovered' a second Discover card, balance being $254.23 Bringing the real total up to $20678.08. Now that we have the real starting number, after paying down all the cc's, (except the cc overdraft which went up) my totals are as follows: Still lower than last month, but not by much. Providian: $8794.45
Patelco: $4953.96
A.T & T.: $1184.33
Chase: $1752.26
Discover 1 $3365.83
Discover 2 $187.39
Total: $20,238.22
Down by $439.86

On Fridays I go out with my Grandma for lunch. She lets me pay only twice a year. I try to sneak the money into the cashier beforehand but she gets really pissed off so I stopped. Today she bought my son a pair of shoes and four pairs of socks, plus our lunches. She says we are the only grandkids out of 6 she buys anything for because the others never even call. We go out to lunch every Friday. She is 87 and very very cranky but has a good heart underneath it all.
I never really did understand the $20 challange so I'm making up my own. It will be to add up for a year things I wouldn't have bought but certainly could use.....like everything I generously received today...

$300 extra prop. mgmt work
$300 extra prop. mgmt work
$615 art studio income
=$1215
-$830 preschool
=$385
-$1070 daycare(went up to $1040+30 late fee)
=$685 onto overdraft by the time all the checks clear....I have a large 685 number posted on the left hand side of my computer screen. I wish it were in red but I think buying a red pencil might break me. This is the EBAY goal to get to by the end of January. I need to make $40.29 extra per day. I am going to make a small pice of art every day. It will be posted under Vandercook4 should anybody become wildly interested in getting more in debt...I mean interested in small art collages. I do letterpress should you have any requests....Goal-Feb 1st overdraft starts going down instead of up.....

We are late on both kids tuitions. Preschool and daycare equal $1820. yeah-that's for one one year old and one four year old. Can you believe it? Or is it just like that in California? I have about three hundred dollars and need to pay the $830 on Tuesday...So $530 will be on the overdraft....I used to buy high end clothing for pennies on the dollar, fix them then sell them on EBAY. This required about two to three hours a day and I made about $90 per day. When I did it every day it was around $2700 per month minus exenses. Not too shabby but I don't have the time, maybe I could do it once a week.... Like I mentioned in the bio I am sleep deprived. Any extra time goes to the emergency sleep fund.