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I did it!

May 30th, 2007 at 04:08 am

No credit card use for 40 days! yeah!!

Now I'm not going to use my overdraft OR credit cards for 40 days. The overdraft is really a credit card anyway-it's one of those fancy atm cards with a Visa sign on it. When there's no money in your checking it goes over to your credit. This month I'm going to try and pay it down and then the credit could be used as a EF fund only if absolutely needed. I'm also going to try the snowball effect for my credit cards this month for the first time. This is exhausting. I think I am one of those people who keeps myself in debt subconsciously on purpose so I'll always have something to chip away at for fear I get bored.....isn't that silly? As if there aren't perfectly wonderful things to do in life other than tally the credit card bills for hours and hours every monthSmile

Posted in $20 Challenge | 7 Comments »

7 Responses to “I did it!”

  1. momandmurray Says:
    May 30th, 2007 at 04:31 am 1180499514
    1180499514

    Congrads!!!

  2. boomeyers Says:
    May 30th, 2007 at 05:09 am 1180501792
    1180501792

    Wow! I live in your world! You inspire me with your outstanding goal setting! NO CC use for 40 days?? Awesome. I am also an overdraft overuser. I don't know why I keep myself in debt - cause it makes me miserable! Frown

  3. robex Says:
    May 30th, 2007 at 05:37 am 1180503459
    1180503459

    Give yourself a big pat on the back...way to go!

  4. mom-from-missouri Says:
    May 30th, 2007 at 05:03 pm 1180544595
    1180544595

    Honey, if your that bored, come see me!!! I'll give you something to chip at....several, actually....like 2 houses and a car.

  5. Broken Arrow Says:
    May 30th, 2007 at 07:00 pm 1180551606
    1180551606

    Congrats!

  6. daybyday Says:
    May 30th, 2007 at 10:09 pm 1180562984
    1180562984

    Congratulations. Smile

  7. Amber Says:
    May 31st, 2007 at 01:17 am 1180574272
    1180574272

    way to go, that is wonderful news. Now let's go for 60-days
    I am doing the happy dance for you Aktion033

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